Last Updated: 10.29.2025
Welcome to PRBL News (“PRBL,” “we,” “our,” or “us”). By accessing or using this website (the “Site”), you agree to be bound by these Terms & Conditions (“Terms”). If you do not agree, do not use the Site.
1. Purpose of PRBL News
PRBL provides forward-looking news analysis, probability-based forecasts, and commentary derived from publicly available information, historical trends, and modeled outlooks.
PRBL does not guarantee the occurrence of any predicted event. Forecasts are expressions of probability, not certainties.
Content is provided for informational and educational purposes only and should not be interpreted as financial, legal, medical, investment, or professional advice.
2. Not Financial or Professional Advice
All forecasts, probability designations, confidence levels, and scenario analyses are speculative assessments based on available data and internal modeling.
They are not a recommendation to act (or refrain from acting) in any specific manner.
Users are responsible for their own decisions and should engage qualified professionals before making financial or strategic decisions.
3. Confidence Bands & Forecasting Framework
PRBL uses probability bands as a communication framework to express the likelihood of potential future outcomes. These are Bayesian-style probability assessments and must not be confused with statistical p-values or hypothesis-testing thresholds (e.g., α = 0.05).
Confidence ranges (subject to change) may include:
- ≥92% — Very High Confidence
- 75–91% — High Confidence
- 55–74% — Moderate
- 35–54% — Low
- <35% — Very Low / Tail Risk
These terms express forecasting likelihood, not scientific certainty or statistical proof.
4. Accuracy Scorecard
PRBL may track the performance of past forecasts.
These scorecards:
- Are retrospective evaluations based on available outcomes
- Do not imply predictive guarantees
- May adjust classifications as new data emerges
5. Intellectual Property
All content on the Site—including text, images, branding, forecasts, charts, and tools—is the property of PRBL or its licensors and may not be reproduced, republished, or redistributed without written permission.
You may share excerpts with attribution + link back to PRBL News.
6. User Conduct
You agree not to:
- Misuse or interfere with the Site
- Attempt unauthorized access
- Copy, scrape, or harvest data without permission
- Use PRBL content for deceptive or unlawful purposes
7. Third-Party Links
The Site may contain links to third-party websites. PRBL is not responsible for content, policies, or practices of external sites.
8. No Warranties
The Site and all content are provided “as is” and “as available.”
PRBL makes no warranties—express or implied—regarding accuracy, completeness, timeliness, reliability, or fitness for a particular purpose.
Forecasts may be inaccurate, revised, or withdrawn without notice.
9. Limitation of Liability
To the fullest extent permitted by law, PRBL shall not be liable for:
- Direct, indirect, incidental, consequential, or punitive damages
- Losses related to decisions made based on forecasts or information on the Site
You assume full responsibility for how you use PRBL content.
10. Indemnification
You agree to indemnify and hold PRBL harmless from claims, losses, damages, or expenses arising from your use of the Site or breach of these Terms.
11. Changes to Terms
PRBL may update these Terms at any time. Continued use of the Site constitutes acceptance of revised Terms.
12. Governing Law
These Terms are governed by the laws of the State of {{STATE}} (United States), without regard to conflict-of-law rules.
13. Contact
Questions about these Terms may be directed to:
📧 support@prbl.news (placeholder — update as needed)